Essex Mortgages - mortgage & remortgage advice for Essex and the rest of the UK.

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Fixed Rate Mortgages

With a fixed rate mortgage or remortgage, the interest rate is guaranteed to remain the same for a set period of time, typically one, two, three, five, or ten years.

This gives the advantage of regular, unchanging monthly repayments during the fixed rate period. After the fixed rate ends, the loan normally reverts to the mortgage lender's standard variable rate.

There are a couple of disadvantages to fixed rate mortgages. Firstly, if interest rates should fall during the fixed rate period you will not benefit from the savings like you would with a variable rate mortgage. Secondly, the arrangement fees on fixed rate products are sometimes higher than other types of mortgages.

If you would like further details, please complete our online enquiry form and a qualified mortgage consultant will contact you to discuss your mortgage or remortgage requirements.

You can also include any funeral wishes you have and name the people you want to act as executors of your will, who will work with your solicitor to ensure that your wishes are carried out promptly and appropriately. Direct Wills Trust - Where to Keep a will?

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